McHenry County real estate IL, Crystal Lake real estate and Woodstock real estate, home listings and homes for sale in Illinois - The Rick O'Connor Group, REALTORS® The Rick O'Connor Group REALTORS(r) for Woodstock, Illinois real estate - NUMBER1EXPERTS™ The Rick O'Connor Group NUMBER1EXPERTS(tm) for Woodstock, Illinois real estate
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Real Estate Agents are NOT alike! We Specialize in Home Retention, REO , Foreclosures & Short Sales."Excellence In All Things-All Things To His Glory"


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Guarantee: McHenry County, Crystal Lake and Woodstock Illinois home buying, real estate listings, and homes for sale in McHenry County, IL
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THE RICK O?CONNOR GROUP?S BUYER CLIENT GUARANTEE
 

For many potential homebuyers, the difference between purchasing, not purchasing, or even buying a home that meets your families needs come down to arranging suitable financing. 

Well, we have good news for you. 

If you purchase any home with the Rick O?Connor Group, we will guarantee a mortgage rate that is ¼% below any posted bank rate in Illinois. We can guarantee this rate to any qualified buyer and for any term. * 

How can we do this, you ask? 

We?ll it is a simple case of having the ability to negotiate the lowest rate for you. To this day it still surprises us that most real estate agents never seem to put themselves in their client?s positions. Why else would they make doing business with them so hard. We try to make it inviting, easy informative, non-threatening, educational and FUN! 

You see it?s not about us; it?s about YOU! 

You can save thousands of dollars just by purchasing any home with our efforts and taking advantage of the rate we will help you secure. After all why give more $$$$ to the bank when you can put that money in your pocket. 

Call us or E-mail us today for more Information.
*Buyer must meet lender/underwriter qualifications
 


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Real Estate Tips
Titles >Ways to Hold Title

When two or more people purchase property together, there are three ways that the title can be held. Knowing the implications of each form of ownership will help you decide how to write your deed.

"Tenancy by the entireties" is reserved exclusively for married people. Both husband and wife own an undivided interest in the property. On the death of one party, the surviving spouse owns the entire property and no probate will be necessary. When unmarried persons buy a home together, they should seek legal advice regarding how title should be held. As "tenants in common" each party owns a percentage interest in the property. On the death of one party his or her interest does not go to the surviving owner but is distributed in accordance with the will of the deceased, whose estate must be probated. As "joint tenants" each party owns an undivided, equal interest that passes automatically to the surviving joint tenant. Probate is not necessary if the deed reads "joint tenants with rights of survivorship".

It is important to know that in most courts, if a deed is written without specification of how title is held, the property is titled as "tenants in common."

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Real Estate Trivia
Q 
What is the world's tallest monument?

A 
The stainless steel Gateway Arch in St. Louis, MO, designed by architect Eero Saarinen and costing $29 million to build, is 630 feet high.
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The Rick O'Connor Group, REALTOR®, real estate agent and broker for  McHenry County, Crystal Lake and Woodstock Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)

The Rick O'Connor Group
Realty Executives Cornerstone

7115 Virginia Rd. Ste. 101
Crystal Lake
IL 60014
Rick O'Connor, SFR: 815-477-3000 Ex. 104
Larry Lang, ABR: 815-477-3000 Ex. 103
Toll Free: 866-854-1100
Fax: 815-459-1112
Cell: 815-790-7200
Email: houses@rickoconnorgroup.com
Larry: larrylang@rickoconnorgroup.com
Rick: rick@rickoconnorgroup.com

The Rick O'Connor Group has been ranked in the top 3% of REALTORS� in his area since 1990. The Rick O'Connor Group is one of America's NUMBER1EXPERTS� in all areas of Real Estate in McHenry County, and is well equipped to guide you through all your real estate needs. Our staff and Executives are qualified to assist with Short Sales, REO Properties, Foreclosures and Distressed Properties. "As designated Home Retention Consultants (HRC) and as a Short Sale, Foreclosure Resource (SFR) we are able to give you professional advice for your future." Call or email his team today! And remember Excellence In All Things, All Things to His Glory.

ABR Equal Housing GRI MLS REALTOR


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