McHenry County real estate IL, Crystal Lake real estate and Woodstock real estate, home listings and homes for sale in Illinois - The Rick O'Connor Group, REALTORS® The Rick O'Connor Group REALTORS(r) for Woodstock, Illinois real estate - NUMBER1EXPERTS™ The Rick O'Connor Group NUMBER1EXPERTS(tm) for Woodstock, Illinois real estate
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Real Estate Agents are NOT alike! Find out why we are one of the top teams in McHenry County. Excellence In All Things, All Things To His Glory


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Leadership
Rick treated us with the highest professional standards.
The Johnson's~3407 Lake Vista, Wonder Lake
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Real Estate - Homes - NUMBER1EXPERTS Sell More!
The Rick O'Connor Group are some of The Top Selling Real Estate Experts™
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Tried and Proven Professionals
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AmeriSpec Home Inspections
Frank Severtsen - (815)568-0020
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Farmers Insurance
Steve Bellefontaine - Insurance Advisor - 847-398-7608
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One World Title, Inc
Teri Stuckmann - Manager - (815)788-0350
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Pillar Financial, LLC
Chris Conmy - Mortgage Planner - (847) 359-1700
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Premier Mortgage Funding, Inc.
David Luczak - Mortgage Banker - (262)348-9655
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Premium Inspections Incoporated
Brad Judd - Licensed Home Inspector - (847)769-6710
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ROC Property Managment - (815) 455-1112
Our team will manage your small or large income properties.
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State Farm Insurance
Mark Mitchell - (815)334-1000
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Real Estate Tips
Financing Your Home >Who Pays the Points

When home buyers shop for financing, they must consider two important factors--the interest rate and the points. Each point is equal to one percent of the mortgage amount. If you are selling a home, the buyers may ask you to share the points with them.

The buyer usually pays the points. But if the offer is attractive and will give you the amount you want, paying one or more points might be a good idea. When a contract is presented, your real estate agent will go over the price and terms to help you calculate the net price you will receive. If the offer isn't strong enough or has risky contingencies, you might make a counter offer to increase your profit on the sale by eliminating the points from your selling costs or by increasing the price to help you absorb additional costs you will pay.

In some cases, buyers with limited cash may need some assistance from the sellers to make the transaction work. Your real estate agent will help you look at the total picture and the buyer's overall qualifications, so that you can make a decision based on the bottom line.

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Real Estate Trivia
Q 
What is the most unusual maintenance project done once each year in the United States?

A 
The Niagara Falls is shut down for maintenance every year in the fall by diverting the flow of water for 24 hours using a massive series of pipes constructed in 1837.
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Beautiful Staging ~ Professional Home Staging
Susan Stephen ~ 815-455-9548
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The Rick O'Connor Group, REALTOR®, real estate agent and broker for  McHenry County, Crystal Lake and Woodstock Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)

The Rick O'Connor Group
Realty Executives Cornerstone

7115 Virginia Rd. Ste. 101
Crystal Lake
IL 60014
Private Office: 815-477-3000
Toll Free: 866-854-1100
Fax: 815-459-1112
Email: houses@rickoconnorgroup.com

The Rick O'Connor Group has been ranked in the top 5% of REALTORS™ in his area since 1990. The Rick O'Connor Group is one of America's NUMBER1EXPERTS™ in all areas of McHenry County, and well equipped to guide you through all your real estate needs. Call or email his team today! And remember Excellence In All Things, All Things to His Glory.

ABREqual HousingGRIMLSREALTOR


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