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Real Estate Agents are NOT alike! We Specialize in Home Retention, REO , Foreclosures & Short Sales."Excellence In All Things-All Things To His Glory"
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"Personality & Professionalism"
"I highly recommend The Rick O'Connor Team"
Steve Kokinadis ~ 841 Bristol Dr., Algonquin
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The Rick O'Connor Group are some
of The Top Selling Real Estate Experts™
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Serving Crystal Lake, Lake In The Hills, Algonquin, Huntley, McHenry and Woodstock, Illinois for 27+ years! Licensed in Illinois and Wisconsin We pride ourselves on our diverse levels of experience in different facets of the real estate industry. With recent developments in the marketplace we offer you expertise in: ~ REO, Foreclosure and Short Sale properties
~ Real Estate Investing and Consulting
~ Broker Price Opinion's Direct Line to Rick and Larry (815) 477-3000 Ex. 103 |
REALTY EXECUTIVES CORNERSTONE & The Rick O'Connor Group EXPERIENCE The Advantages of Working With An EXECUTIVE!
WE KNOW McHENRY & KANE COUNTY!
The members of The Rick O'Connor Group have lived in and around McHenry & Kane County for the last 27 Years. We have witnessed and been involved in the changes McHenry & Kane County has experienced over the years.
Want to know your property value? Want to know about the First-Time Homebuyer or Move-Up Buyer Credit? Want to know about purchasing investment property? Ready to refinance? Want to know about purchasing vacant land? Having trouble making mortgage payments? Questions about Short Sale Procedures? What does Foreclosure mean to me? The Rick O'Connor Group has your answer, our experience with McHenry & Kane County markets is unquestionable. Clients have stated time and time again that they couldn't live without our knowledge, understanding, insights and negotiating skills. When you need expert advice...No web site, large or small, can take the place of a top Realtor. Not even ours! This site is filled with ways that you can contact us for one-on-one expert help and advice. That's our job. Contact us with confidence! We guarantee your privacy will be respected. And we offer the services on this site for free and without obligation. Why? We want to be YOUR Real Estate Team of Choice! As your trusted, professional real estate partners, we will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible. Buying and selling a home is one of the biggest events in your life. As top McHenry County, Crystal Lake, Algonquin, Lake In The Hills, Huntley and Woodstock Realtors, we have the experience and track record you are looking for. The Rick O'Connor Group realizes that our clients are entrusting us with the biggest investment they will own in a lifetime. With honesty and consideration we will implement our knowledge, experience and resourcefulness to provide you with unmatched professional service. Enjoy our site and we hope to see you again soon! Remember to SHARE A SMILE TODAY! ~The Rick O'Connor Group  |
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First Time Buyers >The Seller May Pay
The costs of buying a home may be daunting. For example, you may have finally saved enough for a down payment on your first home, with a little left over to buy the furniture you will need. Then you hear about having to pay closing costs you weren't anticipating, and this may seem like a real setback.
One way to cover such a shortage is to make the sellers an offer that calls for them to credit you for some of the closing costs. As a rule, the sellers may pay a maximum of 3 percent of the sales price if the buyer is putting five percent down. If the buyer is making a down payment of 10 percent or more, the seller can contribute up to 6 percent of the sales price to cover the buyer's closing costs. Some items, such as prepaid taxes and the first month's mortgage payment, must be paid by the buyers. Sellers may also contribute to paying the appraisal, points, title insurance, settlement attorney fees, state or local transfer taxes and similar items.
Keep in mind that if the credit is included in the price of the house, the appraiser will have to justify the amount, based on sales prices of similar homes in the neighborhood.
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What is the earliest residential building that remains in Manhattan?
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Fraunces Tavern, built in 1719, is where George Washington delivered his Farewell Address to his officers in 1783. |
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- NUMBER1EXPERTS™ 
